By Angelina Soto, International Realtor® | Serving Arizona & Sonora, Mexico
Are you dreaming of owning an oceanfront retreat that also brings in rental income? Whether you’re looking for a second home, a long-term investment, or a vacation rental property, Puerto Peñasco aka Rocky Point is one of the most promising markets in Mexico. Located just a few hours from Phoenix and Tucson, this charming seaside town offers gorgeous beaches, a growing tourism economy, and excellent real estate opportunities.
As an international Realtor® licensed in Arizona and Sonora, Mexico, I’ve helped many U.S. and Canadian buyers make smart, confident purchases in this cross-border market. Here’s what you need to know and my Top 10 Tips to guide your investment journey.
💡 Why Rocky Point?
- Proximity: Just a 4-hour drive from the Phoenix and Tucson areas
- Affordability: Oceanview properties at a fraction of U.S. coastal prices
- Lifestyle: Laid-back beach living, incredible food, friendly locals, great entertainment and culture
- Income Potential: High demand for short-term vacation rentals year-round
💵 How to Finance Your Rocky Point Investment
Most foreign buyers purchase with cash—either from personal funds or by tapping into equity from their U.S. home through a HELOC or cash-out refinance. However, seller financing is available on select properties with a minimum of 50% down, and terms ranging from 3 to 5 years.
If you’re considering a Rocky Point purchase and wondering how to get started, here are some great tips:
🏡 10 Essential Tips for First-Time Buyers in Rocky Point
1. Set a Realistic Budget
Before diving in, understand your full financial picture. Factor in the purchase price, closing costs, annual trust fees (for non-Mexican National buyers), taxes, insurance, HOA fees, and property maintenance.
2. Explore Financing Options
Cash is preferred, but if needed, we can explore seller-financed opportunities. Or consider using equity from your U.S. home.
3. Define Your Priorities
Are you looking for a beachfront condo, a golf community villa, or a rental-friendly casita? Decide what matters most: views, rental potential, size, or community features.
4. Partner with a Knowledgeable International Realtor®
The purchase process in Mexico is different from the U.S. and Canada. As someone licensed in both Arizona and specializing in Sonora, I can guide you through every step.
5. Think Long-Term
Will this home suit your needs five years from now? Will it grow in value or serve as a future retirement escape? Make sure your investment aligns with your long-term goals.
6. Stay Within Your Means
It’s easy to fall in love with a stunning beachfront property, but be sure it fits your financial plan. You want your investment to work for you, not stress you out.
7. Make Informed Offers
I’ll provide local market data so we can make competitive yet strategic offers based on property condition, location, and value.
8. Don’t Skip the Paperwork (or Legal Review)
All contracts are in Spanish and English and need to be reviewed carefully. I’ll help you understand every document, and we can involve a trusted attorney if needed.
9. Schedule an Inspection
Even new construction should be inspected. It’s an essential step to protect your investment and avoid unexpected costs.
10. Be Patient, But Ready
Desirable properties move quickly. I’ll help you stay prepared and responsive while making sure you never feel rushed.
✅ Ready to Start Your Search?
The best way to stay ahead in this market is to set up a personalized property search on my website. You’ll get instant alerts on new listings that match your criteria—and I’ll be here to answer questions, schedule showings, and help you navigate your investment with ease.
📲 Click here to start your search now or contact me directly at 575-779-5526 to discuss what type of Rocky Point property is right for you.
Let’s turn your vision into reality. Whether you’re buying in Arizona or Mexico, I’m here to guide you every step of the way.